Healthcare Rationing Pros And Cons

Saturday, October 2, 2021 7:32:51 PM

Healthcare Rationing Pros And Cons

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Universal Healthcare Pros And Cons

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It is beneficial for the poor because it makes health insurance more affordable. Programs like Medicaid have expanded, allowing more people to qualify. Also, companies with 50 or more full time employees must offer health insurance, which also helps lower income citizens gain easier access to health insurance. Uninsured Americans also benefit from Obamacare, as they now have access to many different insurance options through the Health Insurance Marketplace. Whether it is the scary policies in the PPACA or the destruction of market drive through government handouts, government healthcare is not the best route for the US.

A free-market system provides much more advantages than a government system. A free-market system also puts more freedom in the hands of a consumer. A government healthcare system would even raise taxes and make the people pay more, opposite of its intended purpose. These jobs will be replaced by technology or eliminated due to cost. The cons outweigh the pros in increasing the wage. If someone wants to make more money they should alter careers to a more difficult job that will pay more money. A minimum wage job is low paying because it requires low skill; therefore the. Similarly, Seniors which are a large part of the American population receive Medicare. So, they cannot double dip in tax benefits.

For the middle class who has higher income and may be insured, it is hard to pass the 10 percent threshold. In conclusion most people do not qualify; the medical deduction is for people that are really sick and their sickness consume more that 10 percent of their adjusted gross income. The minimum wage should be raised due to having a healthy economy, according to statistics the economy should grow. Many employers are seeing their workers suffer from earning minimum wage, so the employers decide to raise the minimum wage themselves. The toughest thing is that many families cannot support a sustainable life while earning the current minimum wage of.

Of course companies are not going to want to raise the minimum, companies have minimum wage jobs so they can hire mass amounts of people, and get a ton of people doing the same or different jobs. If we raise the minimum wage, not only are jobs going to be lost. Many people would not want to work for less than a dollar an hour. The purpose of minimum wage is to prevent this. Minimum wage has been a widely debated topic since it was introduced back in because many people are paid minimum wage, and it is some families incomes.

The minimum be raised to benefit both workers and employers. Raising the minimum wage would create jobs and promote job growth. People would have a higher work morale because they would be able to make a lot more money than before so they would be more happy to work longer hours. A pro of raising minimum wage could be that their would be reduced government welfare spending meaning more money for important things like our army.

We would be able to build more schools and get everyone an education with all the extra money. With reduced government spending we would be able to put more money into food stamps so that less rich people would be able to supply more food to the house. Government welfare supplies things such as medicaid meaning. Medicare and Medicaid have been expanded to families unable to afford insurance.

This expansion will help hospitals in enrolling patients in these insurance programs helping to cover more of the out of pocket costs patients may not have been able to pay leaving hospitals with the unpaid debt. There are stipulations that hospitals will have to follow in order to be reimbursed for the care provided so they are not under paid as so many hospitals have stated in the. This would result in more queries for clinicians which adds up to the time medical coders and clinicians will be unable to prepare ICD-9 claims. Ironically, this comes at a time when practices are being encouraged to make their business practices increasingly efficient and save cash to get through periods of delayed reimbursements after October 1.

Although many Americans fear that healthcare rationing would accompany a switch to a universal coverage or single-payer health care system , some are unaware that healthcare rationing has been taking place quietly in the United States for years. This is not something new, brought on by the Affordable Care Act aka Obamacare. On the contrary, capitalism has slowly and quietly led the United States down the path of healthcare rationing. As healthcare costs in the U. Even the federal government felt the pinch of increasing healthcare costs as it saw Medicare spending increase. Businesses looked for less expensive employee health insurance options.

Health insurance companies innovated to fill the need for health insurance that kept healthcare costs in check while delivering quality care. Health insurers used several techniques to control costs, creating a whole new genre of health insurance products and healthcare delivery methods known collectively as managed care. The idea was that, by managing the care that was provided, the insurer would also be managing the cost of care. If the insurer could keep the cost of providing health care down, it could sell its health insurance product for a lower price than the competition.

Insurers that managed to offer quality health insurance coverage at reasonable premium rates prospered. Consumers in this case, businesses, the government, and individual citizens demanded a product at reasonable rates. But, the innovative methods health insurers used to keep costs in check were quietly weaving healthcare rationing techniques into the mainstream of United States health care. Most people with private health insurance in the United States have a managed care health plan like an HMO , EPO , or PPO , so most people have experienced some form of rationing managed care plans are also becoming increasingly common among enrollees in government-run programs like Medicare and Medicaid, with private Medicare Advantage enrollment growing each year, and Medicaid managed care plans covering the majority of Medicaid enrollees.

Examples of how health care is rationed in the U. And the American Rescue Plan has temporarily made the subsidies larger and more widely available, increasing the number of people who can afford health coverage and care. The Affordable Care Act also included a provision to expand Medicaid to cover millions of additional low-income Americans, enabling them to have health coverage with no monthly premium and very low out-of-pocket costs. But some states have refused to expand their Medicaid programs, creating a coverage gap for their poorest residents. It would be nice if the world had unlimited resources and everyone could have everything they want.

The tough fact is that health care is a commodity; money is a commodity. Doctors and nurses provide health care as a way to earn money, to support their families, to pay their bills. Pharmaceutical companies make drugs that they can sell at a profit. Many people feel health care should be the exception to capitalism, it should be a basic human right provided to everyone because people cannot live without health care.

However, in the United States many things people cannot live without are rationed economically. People cannot live without food, yet we must pay for food in the grocery store. People cannot live without shelter from the elements, yet we must pay for housing and for clothing. Is healthcare rationing bad?

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